Financial Literacy 101

“Committed to teaching and equipping minorities through financial literacy” This is endorsed by: 3FC Acquisitions Inc. President: Gaston John-Baptiste Chief Operation Officer (COO): Richard Ransome Chief Financial Officer (CFO): Wendell John-Baptiste Financial Literacy 101… How to read and understand a profit & loss statement for business acquisition? How to raise funding in a unconventional way? How to use financial instruments...

Home Equity


10 Things Banks Don’t Tell You About Home Equity

Home equity is the positive difference between what you owe on your home and its current value. Many Canadians sadly overlook the fact that home equity is one of the most versatile financial tools available to a homeowner. Banks won’t typically explore all your options to leverage home equity. After all, bankers are salespeople, and their primary objective is to...



10 Reasons Why Your Retirement Isn’t Secure

Despite Canada having a robust pension plan, the Government-funded support won’t be enough for most people to live comfortably. To live your dream retirement with financial freedom, you will need to build up a nest egg of savings and make smart investments. Many young and middle-aged Canadians aren’t ready for retirement. If you’re looking ahead to the future – and...

Financial Freedom



When approached the right way, purchasing a home is one of the most important investments that you will make in your lifetime. The benefits of homeownership go beyond the financial aspects. You’ll feel happier and more secure when you own your home, especially if you have a clear pathway to financial freedom. The problem for many Canadians is that a...

make money online


5 Things That Are Holding You Back From Making Money Online

The new year is here, and you’re gearing up to make big changes in your life. Many people will take 2020 as an opportunity to work from home and make money online. Not all of them will be successful. There are specific barriers to success that every professional and entrepreneur faces. By identifying these, you’ll develop strategies to overcome them...

Make More Money Online


5 More Things Preventing You From Making Money Online Now

You’ve made the resolution to boost your finances this year, and that means making that extra cash online. We’ve already outlined 5 ways you’re preventing yourself from making that cash, but there are more things you need to be aware of. Here are 5 more that are stopping you from making the real money online.         1)...

Failure and Success in Business


5 Steps You Need To Know Now Why Failure Is Your Friend

They say a frown is just an upside-down smile. No truer is this than when it comes to failures and shortcomings in our lives. While we all fail at some time or another, these experiences should never paralyze the ability to progress and pursue dreams. Failures are not obstacles or hurdles that hinder desired goals and achievements. Instead, they are...

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Pension Saving Ideas


Why Demographics Are Putting Your Pensions in Serious Trouble and the 5 Steps You Should Take Now

There is a certain relief that comes with knowing that when you retire, you’ll get a set amount of money every month for the rest of your life. But what happens if the expected benefits are not guaranteed or forthcoming? Many people may not realize that demographic changes taking place in the US will significantly affect the US Social Security...

artificial intelligence for business

Business, Digital

5 Benefits To Outsourcing Your Online Business Using Artificial Intelligence

Whether you’re just starting out or you’re part of an established business, you’ll always be looking to edge out the competition with business tech. You’re up against millions of other sellers, so you’ve got to stand out however you can. That finds you working long hours day after day, trying to stay on top of everything. It’s not sustainable in...

debt collection agency


5 Steps You Must Take Now to Stop Collection Agencies from Calling You

Numerous people are under considerable stress because of unjust debt collection practices. Heaping harassment frequently leaves borrowers feeling defeated and without adequate energy to seek a course of action to end the debt collection activities or seek justice against the perpetrators. You have rights and remedies as a victim of such practices. If you’re experiencing unfair intimidation, you can take...